Before securing financing for a property, it is important to be familiar with a few mortgage basics: The loan process, types of loan programs available, common mortgage terms, and factors affecting your loan, such as credit. Much of this information will also be valuable if you are refinancing.

This section contains Utah Mortgage Education information that will help you understand a few important mortgage basics. However, you should still consult an experienced Loan Officer when you have questions or need advice or should you need someone to explain refinancing a mortgage.

Below are links to simple, clear explanations that can aid in making your mortgage experience a smooth one.

The Lending Process

Credit Basics

Types of Loans

Common Terms